Topics
Two sides of auto-loan trouble
52 guides
Title & Lien
Payoff, lien releases, missing titles, selling with a loan, ownership changes, refinance, and title-record disputes.
What Happens to Your Car Title After You Pay Off the Loan?How to Get a Lien Release After a Car Loan PayoffWho Sends the Title After an Auto Loan Payoff?How Long Should You Wait for a Title After Paying Off a Car?Electronic Lien and Title After Payoff: What to ExpectPaper Title Still Shows a Lien After the Loan Is PaidLender Says the Lien Is Released but DMV Still Shows ItCar Loan Paid Off but No Lien Release Letter ArrivedTexas Car Lien Release After Payoff: What the TxDMV Process ShowsNew York Car Lien Release After Payoff: Keeping Proof of SatisfactionPaid Off Your Car Loan but the Title Never Arrived?Lost the Title After the Lien Was ReleasedCar Title Was Mailed to an Old Address After PayoffLender Cannot Find Your Old Auto Loan Record for a Lien ReleaseYour Auto Lender Closed: How to Track Down a Lien ReleaseTitle Was Lost While the Lender Was the LienholderTexas Certified Copy of Title After a Paid LienCalifornia ELT Title Not Received After PayoffHow to Sell a Car When You Still Owe Money on the LoanPrivate-Party Car Sale With a Lien: A Safer Closing ChecklistTrading In a Car With an Existing Loan: What Happens to the LienSelling a Car When the Payoff Is Higher Than the Sale PriceSelling a Car When the Car Is Worth More Than the PayoffBuying a Car From a Private Seller Who Still Owes MoneyBuying a Used Car When the Title Still Shows an Old LienWhen the Lender Holds the Title During a Private Car SaleCan You Transfer a Car Title Before the Auto Loan Is Paid?Using a Cashier's Check for a Private Car Sale With a Loan PayoffAdding a Spouse to a Car Title While a Lien ExistsRemoving a Co-Owner From a Car Title After the Loan Is PaidChanging a Name on a Car Title After Marriage When There Is a LienChanging a Car Title After Divorce When a Loan or Lien RemainsRemoving a Co-Signer From the Title Is Not the Same as Removing Them From the LoanFamily Title Transfer When the Car Still Has a LienOwner Died While the Car Still Has a Lien: Paperwork Questions to Sort OutTwo Names on the Title After Lien Release: Who Needs to Sign?What Happens to the Title When You Refinance a Car?Refinanced Your Car but the Old Lender Is Still on the TitleRefinancing a Car With an Electronic TitleRefinance Paid the Old Loan but No Lien Release Was FiledCan You Sell a Car Right After Refinancing?Car Refinance Title Fees and Lien-Recording Paperwork: What to VerifyDMV Record Shows a Lien but the Lender Says None ExistsWrong Lienholder Listed on a Car TitleWrong VIN on a Lien Release LetterLien Release Letter Has the Wrong NameDMV Rejected Your Lien Release LetterDealer Recorded the Wrong Lienholder on Your Vehicle PaperworkAuto Loan Is Paid but the Lienholder Will Not Release the TitleDuplicate or Multiple Liens Appear on the Vehicle TitleNew York DMV Rejected Your Lien Satisfaction ProofCalifornia Title Record Stuck After an Electronic Lien Release
52 guides
Repossession
Default, self-help repossession, breach of peace, redemption, reinstatement, sale, deficiency, credit, and getting another car.
How the Car Repossession Process Works From Missed Payment to SaleCan a Lender Repossess a Car After One Missed Payment?Does a Lender Have to Warn You Before Repossessing a Car?Can a Repo Agent Take a Car From Your Driveway?Can Your Car Be Repossessed at Work?Voluntary vs. Involuntary Repossession: What Changes and What Does NotA Repo Order Has Been Issued: What to Do NextCar Repossessed After You Made the PaymentCar Repossessed During a Payment Extension or ForbearanceMilitary Auto Repossession and the SCRA Court-Order RuleBreach of Peace During Car Repossession: What the UCC Rule MeansRepo Agent Entered a Locked Garage: What to DocumentRepo Agent Threatened or Used Force: Steps to Take AfterwardDo You Have to Hand Over the Keys to a Repo Agent?Personal Property Left in a Repossessed Car: How to Get It BackCar Seats, Tools, or Medicine in a Repossessed VehicleRepo Agent Damaged the Car or Your PropertyRepossession by Mistake: Wrong Car, Wrong Account, or Paid LoanHow to Redeem a Car After RepossessionRedemption vs. Reinstatement After RepossessionHow to Get a Written Redemption Quote After RepossessionCan You Get a Repossessed Car Back by Paying Only the Past-Due Amount?Repossession and Storage Fees Before RedemptionRedeeming a Car Before the Auction: How Timing WorksLender Refuses Your Redemption PaymentShould You Borrow Money to Redeem a Repossessed Car?What Happens at a Car Repossession Auction?Repossession Sale Notice: What to Check Before the Car Is SoldWhat Does a Commercially Reasonable Repossession Sale Mean?Car Sold After Repossession: How a Deficiency Balance Is CalculatedRepossession Sale Created a Surplus: What Happens to the Extra Money?How to Review or Challenge a Repossession Deficiency BalancePrivate Sale vs. Public Auction After RepossessionDebt Collector Calling About a Repossession DeficiencyHow Long Can a Repossession Stay on a Credit Report?What Happens to Your Credit After a Car Repossession?How to Dispute a Repossession That Is Wrong on Your Credit ReportYou Paid the Repossession Deficiency: What Should the Credit Report Show?Does Voluntary Surrender Hurt Credit Less Than Repossession?Rebuilding Credit in the First 90 Days After RepossessionA One-Year Credit Recovery Plan After RepossessionGetting a Repossession Corrected After a Servicing ErrorCan You Buy Another Car After Repossession?How Soon Can You Get an Auto Loan After Repossession?How Much Down Payment Should You Save After Repossession?Using a Credit Union for an Auto Loan After RepossessionBuy-Here-Pay-Here After Repossession: Risks to Review CarefullyUsing a Co-Signer for an Auto Loan After RepossessionShould You Pay the Repossession Deficiency Before Applying for Another Car Loan?Cheap Cash Car vs. Financing After RepossessionHow to Avoid Predatory Auto Financing After RepossessionHow to Prepare an Auto Loan Application After Repossession